Finance GAP Insurance

What is Finance GAP Insurance?

Because vehicles tend to depreciate quickly in the first year, then more slowly as they get older, there is a risk that you will owe more to the Finance Company than the Insurance Company pay-out if the vehicle is written off or stolen.

With Finance GAP Insurance, you can insure against the difference (up to a maximum of £20,000) between your Insurance Company pay-out and the amount you owe to the Finance Company

Eligible Vehicles

  • Vehicles up to £125,000 Invoice price
  • Cars & Commercial vehicles up to 3.5cwt
  • Cover is valid for up to 5 years in line with the finance agreement
  • Applies to all finance agreements, including Contract Hire and Lease
  • Applies to Cars & Commercial Vehicles up to 6 years old

Major Exclusions

  • If the vehicle is written off whilst driving illegally or under the influence of drugs or alcohol
  • The vehicle is not covered by a Fully Comprehensive Road Risk Motor Policy
  • Use of vehicle for Hire or Reward
  • If the vehicle is unattended and the keys have NOT been removed, all doors locked and any immobiliser and/or alarm activated
  • If your vehicle has a Fridge Unit/Conversion & also if your vehicle has/will have a Motor Traders Insurance Policy

Once an order has been placed, a member of our dedicated GAP team will be in contact to discuss your options.

Our insurance services are provided by Premia Solutions Limited, 3 Corunna Court, Corunna Road, Warwick, Warwickshire, CV34 5HQ, FCA no 310089.

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Autorama UK Ltd Registered in England and Wales with registered number: 05137709 Registered office: Vanarama, Maylands Avenue, Hemel Hempstead, HP2 7DE, United Kingdom. Vanarama, Vanarama Cars, Pickup Trucks Direct and Vanarama Insurance Services are trading styles of Autorama UK Ltd, who are authorised and regulated by the Financial Conduct Authority (Our Financial Conduct Authority Register number is 630748). Autorama UK Ltd is a Credit Broker not a Lender, we can introduce you to a selected group of Lenders. Calls are recorded for compliance and training purposes.

Our price guarantee

We regularly check our prices - you won't
find the same new van cheaper elsewhere.

  • 1If you find a better deal even after ordering from us, we'll match it.
  • 2No hidden charges - we'll tell you about everything up front. No surprises.
  • 3If you need to cancel or postpone your order before delivery (even if you've signed the order) we'll return your deposit in full.
  • 4After ordering, if the price of your vehicle reduces or interest rates go down, we'll reduce your payments.

Read more about our 8 point price guarantee.

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