Lease Purchase available on all vans with Vat only deposit

Forty Percent

Self Employed or Business user?

If you pay tax at the higher rate (which currently stands at 40% for non limited companies) did you know that this means you could claim 40% of your payment value back from the tax man?

When buying a Fiat Doblo 1.3 Cargo Diesel Multijet, your deposit of £1495 equates to £897 and your monthly payment of £149 equates to £89.40 (or just £20.63 per week).

Van Finance Lease

  • This facility provides the customer with the benefits of ownership with minimum deposit and maximum flexibility.
  • Deposits are usually the equivalent of three rentals, but can be any amount whatsoever
  • Repayment period of up to 60 months
  • VAT is paid monthly, then claimed back quarterly (if VAT registered)
  • Rentals are 100% allowable against taxable profits
  • Facility can have a balloon profile, which defers a large payment to the end of the contract - thus reducing monthly rental and aiding cashflow
  • Vehicle sold or part-exchanged at end of contract hirer benefits from 95% of sales proceeds (ex. VAT)
  • No mileage clauses
  • Ideal for non-VAT registered business users looking for low initial deposit and maximum flexibility

Van Contract Hire

  • Comprehensive, fixed cost solution where use of your commercial vehicle is important, but without the responsibilities of ownership. Essentially an operating lease with full maintenance package. Mileage sensitive - be careful!
  • Deposits are anything from 3 rentals upwards
  • Total budgetary control - fixed costs, as long as you stay within the mileage
  • Monthly repayments are subject to VAT - VAT recoverable
  • Rentals are 100% allowable against taxable profits
  • Fixed maintenance package to include services, repairs, tyres, dependant on contract type
  • At the end of the contract, simply hand the vehicle back
  • At the end of the contract period the vehicle is subject to an inspection, where any reconditioning costs are charged to the customer
  • Ideal for VAT registered larger fleet operators

Are you confused by Finance offers? Don't worry - just call us for a free 10 minute Finance Consultation and we'll discuss the pro's and cons of all types of Finance, to make sure you get the best one.