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Latest questions answered by our experts

  • Hi im thinking of getting a personal lease purchase can pets go in the vehicle? Generally the boot? Many thanks

    Mike Daly

    Our expert Mike answered...

    Hi Danielle, thanks for getting in touch. With any type of lease agreement it is fine for pets to travel with the vehicle providing there is sufficient space for them to be comfortable and of course suitable ventilation. If you would like to...

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    Question asked 13/04/2018
  • Hi I am starting a new business taking over the deliveries for the company I'm currently employed with so I know there is a guaranteed income. I am looking for 4 of your highest pay loaded long wheelbase vans on lease purchase to eliminate any hand back charges. Would it be possible to finance these with no deposit and with out having any business accounts, the only thing I would have is a 5 year delivery contract . My company will be VAT registered

    Richard Wells

    Our expert Richard answered...

    Hi David, thank you for getting in touch, We would love to help, we can supply the vehicles on a contract purchase agreement which at the end of the term if you would like to you can pay the final rental and own the vehicles, I have pastes...

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    Question asked 08/04/2018
  • Hi I have a car on lease I’m 3 years into it with 2 years left to go I have picked up a ccj over a dispute over A mobile phone £556 will this stop me getting a new car in 2years time I have never missed a payment on my Car the car cost £320 a month thanks for your help

    Dominic Tutton

    Our expert Dominic answered...

    Hi Paul, thanks for getting in touch. A CCJ can affect credit ratings, but as we have a large panel of funders, each will look at their own criteria when making decisions. A CCJ can make the process of obtaining credit more difficult, but...

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    Question asked 08/04/2018
  • Hi I’m looking into leasing a van and I was wondering if I would be able to make the van into a food truck? Would I be better buying a van? Thanks for any information you can provide on this matter

    Richard Wells

    Our expert Richard answered...

    Hi Scott, thanks for getting in touch. It would completely depend on what you will be doing to the van, will you be drilling holes or making modifications that couldn’t be out back at the end of the term? Either way we will still have options...

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    Question asked 26/03/2018
  • Hi I’m looking at leasing a van but I do quite a bit of mileage. What are the best options? Kind regards Jason

    Richard Wells

    Our expert Richard answered...

    Hi Jason, thanks for getting in touch. That’s not a problem, we have a number of different options available all of which allow for high mileage, I would need to ask a few more questions to see which one would be best for you. Please call up...

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    Question asked 25/03/2018
  • Hi all I am a district nurse and I am looking to lease a car. As part of my job I need business insurance does that mean I fall into the business lease catagory or do I need to lease it on a personal contract basis. Thanks Mr Wright

    Dominic Tutton

    Our expert Dominic answered...

    Hi David, thanks for getting in touch. It all depends if the vehicle lease is going through your business or if its going to be leased personally by you.  Either way we can certainly help, at a guess it would be a personal lease through you...

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    Question asked 24/03/2018
  • Hi there, I have leased a Citroen Dispatch van from you for three year period which is now just over a year into its term. What are my options, if any, if I wished to end the lease-term early and lease a smaller van from you, for example, a Berlingo? Best regards, Robert

    Mike Daly

    Our expert Mike answered...

    Hi Robert, thanks for getting in touch. Depending on the type of contract you have will determine what your options will be. For example if you are currently on a Contract Hire agreement there will be an early termination fee if you wish to...

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    Question asked 20/03/2018
  • Hi I am thinking about getting a lease vehichle and was wondering do you offer a package with insurance included? Fully comprehensive or third party fire and theft? Regards Ste.

    Mike Daly

    Our expert Mike answered...

    Hi Stephen, thanks for getting in touch. One of the many services Vanarama offer is also Insurance. We have a dedicated team who will be more than happy to talk you through some highly competitive quotes. If you would like to discuss this in...

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    Question asked 18/03/2018
  • Hi, I'm looking into the different options you offer on your vans. I'm sole trading plasterer looking for something with a low deposit and the possibility of a deal that can be tax deductible. Also i'm not V.A.T registered. Which deal would you recommend as best for me ? Also what is your policy on ware and tear as you may understand my trade isn't particularly the cleanest Thanks

    Mike Daly

    Our expert Mike answered...

    Hi Ben, thanks for getting in touch. There are various types of leasing available which can be determined by what you would like to happen with the vehicle at the end of the lease. Which ever business lease you feel will meet your requirements...

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    Question asked 18/03/2018
  • Hi can I turn my lease on my van into a hire purchase? If so what would the Costs and procedure be? Many thanks

    Rob Cox

    Our expert Rob answered...

    Hi Steven, thanks for your question, Unfortunately when you enter into a lease agreement you won’t be able to change the finance into a hire purchase agreement. However depending on your contract type, who the finance is with and trading entity...

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    Question asked 13/03/2018